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Sample Finance Credit Report

This report is for businesses evaluating the credit worthiness of those to whom credit may be extended. See payment history and debt level, confirm social security numbers, employment history, and view liens and judgments.

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Get the answers you need at a price you'll love. SentryLink LLC, 7500 Greenway Center Dr, Ste 1040, Greenbelt, MD 20770 - Toll free: 1-877-736-8791   Finance Credit Report Report requested by:  Your Business 21 Any St Sometown, MD 12345 Phone: (123) 456-7890 Report dated: 2/1/07 Search results for: Name = Jonathan Consumer SSN = 999999990 Address = 1065 N Birch St, Burbank, CA 91502   NOTE:  SentryLink, LLC assumes no liability for any claims for damages arising from the use of this data beyond the actual cost of the report performed. EXPERIAN REPORT - 03/30/02 Personal Information Reported Name       SSN     Address Address Address   JONATHAN QUINCY CONSUMER  YOB: 1951   Nickname - JACK CONSUMER   AKA - JOHN SMITH   AKA - JONATHAN SMITH JONES JR   999-99-9990   234-56-7891 - SSN is different than input   123-45-6789 - SSN is different than input   10655 N BIRCH ST,BURBANK CA 91502-1234  Last Sub: 1220855   1314 SOPHIA LN APT 3,SANTA ANA CA 92708-5678  Last Sub: 2390446   *2600 BOWSER ST #312,LOS ANGELES CA 90017-9876  Last Sub: 2390446               06/95 To 01/98 3X   1X   Employment Date Reported Last Updated Origination Employer     Employer     AJAX HARDWARE 2035 BROADWAY SUITE 300 LOS ANGELES CA BELL AUTOMOTIVE 111 MAIN STREET BURBANK CA unknown 05/91 12/98 09/91 Inquiry Inquiry Scoring Score Model: Experian/Fair, Isaac Risk Model V2   +700 Factor: 22 Serious delinquency, derogatory public record or collection filed Factor: 13 Time since delinquency is too recent or unknown Factor: 18 Number of accounts with delinquency Factor: 34 Amount owed on delinquent accounts +700 Score Model: National Risk Model   +502 Factor: 19 AVERAGE AGE OF ACCOUNTS Factor: 35 DELINQUENCY ON BANK INSTALLMENT LOANS Factor: 01 TOO FEW ACCOUNTS NOW CURRENT Factor: 08 PRESENCE OF NON-SATISFACTORY RATINGS ON ACCOUNTS OR LACK OF OPEN ACCOUNTS +502 Score Model: Experian Bankruptcy Model   +925 Factor: K Ratio of bank revolving balances to credit limits or lack of bank revolving account information Factor: C Presence of derogatory accounts Factor: H Recently active or lack of bank, retail or finance accounts Factor: B Presence of delinquent accounts +925 Profile Summary Public Records 3 Dispd Accounts 1 Now Del/Drg 3 30 day delinq 0   Tradelines 10 Paid Accounts 2 Was Del/Drg 0 60 day delinq 0   Satis Accts 6 Inquiries 3 # Derog Months 0 90 day delinq 0   Inqs/6 MO 0 Oldest Trade 01/68   Type High Limit Balance Past Due Payment %Avail Revolving $16,720 $20,000 $14,657 $0 $435 27% Installment $0 $466,575 $45,037 $1,421 *$1,471 - Real Estate     $234,000   $3,128 - Totals $16,720 $486,575 $293,694 $1,421 $5,034   **High, Limit and Payment values are calculated for open accounts only. Balances and Past Due items are calculated for all trade lines. * Indicates estimated payment total Public Records Date Filed/ $Amount Type/ Plaintiff Reference/ Paid Court/ Court Code 06/20/94        $12.4K   County tax lien released 07/01/95   Cid 45078321   SO CALIF DISTRICT COURT   3051111 09/19/93         $1200   Judgement   ALLIED COMPANY   D 7505853   COUNTY SPR CT SANTA ANA   3019999 02/10/93         $100K   Bankruptcy Chapter 13 - petition filed   D 35054539906234561   U S BANKRUPTCY COURT   3009999 Revolving Accounts Current Status Hist Status Acc Name/Address Status/ ECOA/ Condition BALDT/ OPEN/ LSTPD/ DEL Amt1/ Amt2 Pmt/ Term $Bal $Past Due   Mths    30    60    90 Rating ISLAND SAVINGS Acct: 405855254820 Subcode: 1211248  KOB: BC Status: CURR ACCT ** Credit line closed - consumer request - reported by subscriber ** Loan Type: 18 CRC 05/96 C 2 CLOSED 10/97 05/96 7000-L 5700-H   REV 0   18    00 00 00 B0CCCCCCCCCC CCCCCC R B CBUSASEARS Acct: 525556601 Subcode: 2390446  KOB: DC Status: DELINQ 180 ** Account was in dispute - now resolved - reported by subscriber ** Loan Type: 07 CHG 05/96 C 2 BK ADJ PLN 05/96 01/68 05/96 1400-L     REV 0   99    01 01 04 7654321CCCC0 0CCCCCCCCCCCC R 7 EMPLOYEES CREDIT UNION Acct: 525556601 Subcode: 1220855  KOB: BC Status: CURR ACCT Loan Type: 18 CRC 02/85 2 OPEN 01/98 02/85 01/98 10K-L 7108-H 180 REV 6029   99    00 00 00  CCCCCCCCCCC C00000000CCCC R   STATE BANK Acct: 4271008232 Subcode: 1299987  KOB: BC Status: CURR ACCT Loan Type: 18 CRC 01/90 1 OPEN 06/96 01/90 05/96 10K-L 9612-H 255 REV 8628   85    00 00 00  CCCCCCCCCCC CCCCCC000CCCC R          Revolving Totals $435 $14,657 $0 Installment Accounts Current Status Hist Status Acc Name/Address Status/ ECOA/ Condition BALDT/ OPEN/ LSTPD/ DEL Amt1/ Amt2 Pmt/ Term $Bal $Past Due   Mths    30    60    90 Rating HEMLOCKS Acct: 828510311126 1 Subcode: 2313849  KOB: DC Status: CURR ACCT Loan Type: 06 ISC 02/95 3 OPEN 06/96 02/95 1000-L   50-est 24MO 1000   17    00 00 00 NNNNNNNNNNNN NNNNN I N CENTRAL BANK Acct: 23802654388 Subcode: 1132912  KOB: BI Status: 30 DAY DEL Loan Type: 00 AUT 06/96 1 OPEN 06/96 12/93 05/96 06/96 22.3K-O   465 48MO 11.0K 465 31    01 00 00 1CCCCCCCCCCC CCCCCCCCCCCCC I 1 MOUNTAIN BK Acct: 3562A0197325 346R12345 Subcode: 1119999  KOB: BI Status: 30 3 TIMES Loan Type: 02 SEC 12/96 2 OPEN 12/96 03/93 11/96 12/96 43.2K-O   956 60MO 19.3K 956 39    03 00 00 1CCCCCC1CCCC CCCCCCCCCCCCC I 1 HOME FINANCIAL Acct: 240000985000 12 Subcode: 5935250  KOB: FM Status: CURR ACCT Loan Type: 08 R/E 05/90 2 OPEN 01/98 05/90 12/97 400K-O   3128 360MO 234K   92    00 00 00  CCCCCCCCCCC CCCCCC000CCCC I          Installment Totals $4,599 $265,380 $1,421 Trade Accounts Current Status Hist Status Acc Name/Address Status/ ECOA/ Condition BALDT/ OPEN/ LSTPD/ DEL Amt1/ Amt2 Pmt/ Term $Bal $Past Due   Mths    30    60    90 Rating CREDIT AND COLLECTION OrigCreditor: DR. JOHN KILDARE Acct: 98E543182136 Subcode: 3980999  KOB: YC Status: COLLACCT ** Customer disputed account - reported by subscriber ** Loan Type: 31 UNK 09/94 2 COLLACCT 04/96 09/94 09/94 500-O   10-est   250   20    00 00 00 999999999999 99999999 U 9 TRAVEL CHARGE USA Acct: 4271008232 Subcode: 3488520  KOB: N Status: CURR ACCT Loan Type: 18 CRC 12/97 C 1 PAID 12/97 03/95 4000-L 3612-H   1MO 0   34    00 00 00  CCCCCCCCCCC CCCCCC000CCCC U          Trade Totals $10 $250 $0 Inquiries Inquiry Date Subscriber/Acc# Subcode/KOB Amt/Type/Terms 12/05/98   HEMLOCKS 2313849 DC    /  / UNK 12/03/98   BAY COMPANY 2390446 DC 1500 /  / 0 10/21/97   HILLSIDE BANK 2240679 BC    /  / UNK Fraud Shield / FACS+ Summary Record Type SIC Code Text Inquiry Address Message Phone Answering Service ABC ANSWER-ALL 10655 N BIRCH ST BURBANK CA 91502 818.555.1212 Messages From 03/01/96 inq count for ssn = 8 From 03/01/96 inq count for address = 15 Input SSN Issued 1965 - 1966 Record Type SIC Code Text Onfile Address Message Business J&J INVESTMENTS 2600 BOWSER ST #312 LOS ANGELES CA 90017 213.111.2222 Messages Record Type SIC Code Text Retired Social   INPUT SSN RECORDED AS DECEASED Messages DOB: 01/10/51 DOD: 03/30/96 Consumer Statement Statement Type: Victim statements - 03/30/02 **#Hk# Id Security Alert: Fraudulent Applications May Be Submitted In My Name Or My Identity May Have Been Used Without My Consent To Fraudulently Obtain Goods Or Services. Do Not Extend Credit Without First Contacting Me Personally And Verifying All Applicant Information. This Security Alert Will Be Maintained For 90 Days Beginning 05-01-02. Consumer Assistance Referral: EXPERIAN 701 EXPERIAN PARKWAY PO BOX 949 ALLEN, TX 75013 (888) 397-3742 END OF REPORT - EXPERIAN